I Heart Money 2.0 by Emily Williams

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Introduction

I Heart Money 2.0 is an in-depth money mindset and wealth identity program created by Emily Williams, founder of I Heart My Life and a certified coach through the Divine Living Coaching Academy (where she received the program's top award, the Divine Destiny Award). Williams built her own coaching business from scratch after relocating from Ohio to London, reaching six figures in six months and seven figures in under 18 months — a trajectory that grounds her teaching in lived, verifiable experience. The course uses what she calls the I Heart Money Framework, a 4-phase system designed to move students from a "Survival Self" money identity to an "Abundant Self" through subconscious reprogramming, nervous system regulation, and identity-level work. The program includes 18 video lessons totaling over 9 hours of content, 17 audio tracks, 28 downloadable PDFs, and 9 module workbooks, totaling 2.41 GB of learning material across Modules 0 through 8.

What Problems Does I Heart Money 2.0 Solve?

• "I earn decent money but I'm still anxious about it all the time" — The Nervous System Training component embedded throughout the course targets the physiological response to wealth and financial uncertainty, helping students regulate their body's reaction to money rather than just thinking their way out of scarcity.

• "I keep hitting an income ceiling no matter what I try" — The course works at the identity level, not just the strategy level. Module workbooks from Modules 1 through 8 are designed to surface and dissolve the self-concept patterns that create invisible upper limits on what a woman allows herself to earn.

• "I feel guilty spending money, even when I have it" — The Stopping Strategies → Abundant Self Responses document included in the course addresses the automatic behavioral patterns that interfere with receiving and holding wealth, replacing them with responses aligned to an abundant identity.

• "I don't know how to talk about money — with clients, partners, or myself" — The Aligned Money Conversations Swipe File bonus provides specific language frameworks for money conversations, while the Wealthy Language Cheat Sheet builds the day-to-day internal dialogue that shapes a wealth-supportive self-concept.

• "I've done the manifestation work but my finances haven't actually changed" — The course integrates subconscious reprogramming with practical tools like the Wealthy Woman Pricing + Confidence Calculator, bridging inner work with concrete financial decisions like pricing services or requesting a raise.

• "I don't know how to price myself and I keep undercharging" — Module content on wealth identity intersects directly with practical pricing confidence, supported by both the Wealthy Woman Pricing Calculator (a spreadsheet tool) and a dedicated tutorial video walking through how to use it.

What You Will Learn in I Heart Money 2.0

• How to identify which phase of the 4-phase I Heart Money Framework you're currently operating from — Survival Self, Transitional Self, or Abundant Self — and what specific shifts move you to the next phase

• The neuroscience behind money avoidance and financial anxiety, and how nervous system regulation techniques (taught through dedicated Nervous System Training sessions) reduce the physiological barriers to financial growth

• How to use the Stopping Strategies → Abundant Self Responses method to interrupt automatic scarcity behaviors at the moment they arise, rather than processing them after the fact

• How to build a daily money practice using the Receiving & Celebration Tracker, designed to rewire the brain's recognition of financial wins and expand your capacity to receive

• How to price your services with confidence using the Wealthy Woman Pricing + Confidence Calculator, a spreadsheet-based tool covered in a dedicated video walkthrough

• Specific language patterns that reinforce wealthy identity — covered in the Wealthy Language Cheat Sheet — to replace unconscious self-limiting money talk in both inner dialogue and external conversations

• How to generate income through aligned methods, covered in depth in the four-part Money Method That Sells bonus (over 3.5 hours of additional video content)

• How subconscious beliefs formed in childhood or past financial experiences continue to drive present financial behavior, and the reprogramming processes taught across the nine module workbooks to shift them

Who Is I Heart Money 2.0 For?

The Entrepreneur Who Has the Strategy but Not the Results — You've taken business courses, you have offers, you understand marketing — but your revenue is inconsistent or capped. You've tried affirmations and mindset content before, but nothing has produced a sustained shift. This course goes deeper than affirmations, addressing the nervous system and identity layers that strategic courses do not touch.

The Professional Woman Avoiding Her Finances — You have a good salary or income but you avoid looking at bank statements, don't have a clear picture of your net worth, and feel a low-grade anxiety whenever money comes up. The course's nervous system regulation training and the Receiving & Celebration Tracker are specifically designed to make engaging with money feel safe rather than threatening.

The Coach or Service Provider Undercharging for Her Work — You know intellectually that you should charge more, but raising your prices feels physically uncomfortable. The identity work across Modules 1–8, combined with the Wealthy Woman Pricing + Confidence Calculator, is built for this exact pattern — addressing both the internal identity block and the practical pricing mechanics simultaneously.

The Woman Who Has Done Personal Development Work But Not Specifically Money Work — You're familiar with concepts like limiting beliefs and subconscious reprogramming from general self-development, but you haven't applied that framework specifically to money and wealth identity. This course applies the same depth of inner work that transformational life coaching uses, but focused entirely on the money relationship.

The Female Entrepreneur Ready to Move from Survival to Abundance — You're running a business but making financial decisions from a place of fear, scarcity thinking, or self-doubt. The 4-phase I Heart Money Framework gives you a clear map from where you are to a stable, confident relationship with money — not as a destination, but as a permanent identity shift.

Complete Curriculum Breakdown

The course contains 9 module workbooks (Module 0 through Module 8), 9 core video lessons, 4 dedicated Nervous System Training sessions, accompanying audio tracks for each module, supporting tools and trackers, and a 4-part bonus series.

Module 0: I Heart Money — Foundation and Orientation

This opening module establishes the foundational framework for the entire program, introducing the I Heart Money Framework's 4-phase progression and the course's core premise: that lasting financial change requires identity-level transformation, not just information. Students receive the Module 0 workbook to begin mapping their current relationship with money.

• Video 1: I Heart Money 2.0 — Course Introduction (20m 56s)

• Module 0 workbook: I Heart Money.docx

• Audio companion for Module 0

Module 1: I Heart Money — The Money Story

This module surfaces the origin of the student's current money identity — the early experiences, family messages, and cultural conditioning that formed the subconscious blueprint driving present financial behavior. The Module 1 workbook is the largest in the course, designed as a deep-dive excavation exercise.

• Video 2: I Heart Money 2.0 Course Lesson (39m 2s)

• Module 1 workbook: I Heart Money.docx

• Nervous System Training Session 1 (9m 3s)

• Audio companion for Module 1

Module 2: I Heart Money — Survival Self to Worthy Self

Module 2 examines the Survival Self identity — the money operating system built around scarcity, fear, and unworthiness — and begins the transition toward a new self-concept. Students work through the Module 2 workbook to identify specific survival patterns active in their current financial life.

• Video 3: I Heart Money 2.0 Course Lesson (30m 20s)

• Module 2 workbook: I Heart Money.docx

• Audio companion for Module 2

Module 3: I Heart Money — Nervous System and Safety

This module goes deep into the relationship between the nervous system and financial behavior, explaining why subconscious safety signals govern earning, spending, and receiving. Nervous system regulation tools are practiced alongside the Module 3 workbook exercises.

• Video 4: I Heart Money 2.0 Course Lesson (29m 56s)

• Nervous System Training Session 2 (13m 11s)

• Module 3 workbook: I Heart Money.docx

• Audio companion for Module 3

Module 4: I Heart Money — Receiving and Allowing

Module 4 addresses the specific block around receiving money — a pattern where women with strong giving or achieving identities unconsciously block inflows of money, recognition, and support. The Receiving & Celebration Tracker is introduced in this module.

• Video 5: I Heart Money 2.0 Course Lesson (15m 5s)

• Nervous System Training Session 3 (12m 49s)

• Module 4 workbook: I Heart Money.docx

• Receiving & Celebration Tracker (MAKE A COPY).docx

Module 5: I Heart Money — Wealthy Identity and Language

This module focuses on identity-level integration — building the self-concept of a wealthy woman from the inside out, and encoding it through daily language patterns. The Wealthy Language Cheat Sheet is introduced here as an ongoing daily practice tool.

• Video 6: I Heart Money 2.0 Course Lesson (13m 40s)

• Module 5 workbook: I Heart Money.docx (the second-largest workbook in the course)

• Wealthy Language Cheat Sheet (MAKE A COPY).docx

• Stopping Strategies → Abundant Self Responses.docx

• Audio companion for Module 5

Module 6: I Heart Money — Abundance Activation

Module 6 moves students into the Abundant Self phase of the framework, activating an expanded self-concept around money and establishing new behavioral defaults from that identity. Nervous System Training Session 4 deepens the physiological anchoring of this identity.

• Video 7: I Heart Money 2.0 Course Lesson (22m 36s)

• Nervous System Training Session 4 (19m 31s)

• Module 6 workbook: I Heart Money.docx

• Audio companion for Module 6

Module 7: I Heart Money — Aligned Money Action

This module bridges the inner work of the course with aligned outer action — including pricing decisions, money conversations, and financial goal setting from a place of abundance rather than fear. The Wealthy Woman Pricing + Confidence Calculator is introduced here.

• Video 8: I Heart Money 2.0 Course Lesson (25m 9s)

• Module 7 workbook: I Heart Money.docx

• Wealthy Woman Pricing + Confidence Calculator (video tutorial, 3m 17s)

• Wealthy Woman Pricing Calculator.xlsx

• IHML Reading List.xlsx

Module 8: I Heart Money — Integration and Embodiment

The final core module brings together all framework phases, completing the journey from Survival Self to Abundant Self. Students use the Module 8 workbook to consolidate their new money identity and create a forward-facing practice plan to maintain and expand the transformation.

• Video 9: I Heart Money 2.0 Course Lesson (26m 17s)

• Module 8 workbook: I Heart Money.docx

• Audio companion for Module 8

Bonus: Money Method That Sells

A four-part video series dedicated specifically to generating income through aligned offers and sales strategies. This bonus adds over 3.5 hours of additional content, focusing on the intersection of money mindset and practical revenue generation for entrepreneurs and coaches.

• Part 1: Money Method That Sells (58m 50s)

• Part 2: Money Method That Sells (57m 33s)

• Part 3: Money Method That Sells (51m 34s)

• Part 4: Money Method That Sells (1h 0m 59s)

What Makes I Heart Money 2.0 Different

• Nervous system work is built into the curriculum structure, not treated as an add-on. Four dedicated Nervous System Training sessions are woven throughout the course rather than addressed in a single module, reflecting the understanding that regulation is a practice, not a one-time intervention.

• The 4-phase I Heart Money Framework provides a map, not just content. Students know exactly where they are in the progression from Survival Self to Abundant Self and what specific moves the next phase requires — a structural approach that distinguishes the course from programs that cover money mindset as a collection of topics without a clear arc.

• The course combines subconscious reprogramming with practical financial tools. The Wealthy Woman Pricing Calculator, Aligned Money Conversations Swipe File, and Wealthy Language Cheat Sheet are functional instruments students use in real financial situations — not supplementary reading.

• Audio companions allow integration during daily life. The 17 audio files included in the course make the content portable, enabling students to engage with module material during commutes, workouts, or other daily routines, which supports the repetition needed for identity-level reprogramming.

Bonus Materials Included

Money Method That Sells (4-Part Video Series) — Over 3.5 hours of video content covering how to create and sell offers from an aligned, abundant identity. Aimed at entrepreneurs and coaches who want to connect the internal money work of the main course with concrete revenue-generating action.

Aligned Money Conversations Swipe File — A document with ready-to-use language for money conversations in business and personal contexts — including pricing discussions with clients, money conversations with partners, and internal self-talk rewrites.

Money Mindset ChatGPT Prompt Pack — A set of AI prompts designed to use ChatGPT as a tool for money mindset journaling, belief examination, and identity-shift exercises, extending the course practice between formal lesson sessions.

Rapid Rewire Swipe File — A document containing fast-application techniques for interrupting and rewriting limiting money beliefs in real time, designed for use when scarcity patterns surface in daily life.

Wealthy Woman Pricing + Confidence Calculator (Document) — A companion document to the spreadsheet tool that walks through the confidence and identity framework behind pricing decisions, paired with the Wealthy Woman Pricing Calculator.xlsx spreadsheet for numerical calculations.

About Emily Williams: Background and Credentials

Emily Williams founded I Heart My Life in 2014 after what she has described as a quarter-life crisis that led her to move from Ohio, where she held a degree in Psychology from Otterbein College, to London — a city where she knew no one. She also holds an MA in Non-Fiction Writing from City University London. Before finding traction in coaching, she earned $442 in her first month. Within six months she had reached six-figure annual revenue; she crossed seven figures in under 18 months, building her company while still in her twenties.

Verified Credentials:

• Certified Coach through the Divine Living Coaching Academy Program; recipient of the program's top award, the Divine Destiny Award

• BA in Psychology, Otterbein College, Columbus, Ohio; MA in Non-Fiction Writing, City University London, England

• Built I Heart My Life from $442 in month one to a seven-figure business in under 18 months, before her 30th birthday

• Author of I Heart My Life: Discover Your Purpose, Transform Your Mindset, and Create Success Beyond Your Dreams (published by Hay House), a best-selling book blending personal narrative with a step-by-step framework for women building lives aligned with their goals

• Featured in Forbes, Money, Entrepreneur, Business Insider, and Success Magazine

• Host of the I Heart My Life Show podcast, a weekly show on Apple Podcasts covering entrepreneurship, mindset, and life design for women

• Husband James Williams is also a coach within the I Heart My Life business, which operates as a personal development and lifestyle brand serving female entrepreneurs globally

Frequently Asked Questions About I Heart Money 2.0

What is I Heart Money 2.0 about?

I Heart Money 2.0 by Emily Williams is an 8-module money mindset and identity transformation program structured around the 4-phase I Heart Money Framework, which guides students from a Survival Self relationship with money to an Abundant Self identity. It combines subconscious reprogramming, nervous system regulation training, and practical wealth tools to produce a lasting shift in how students earn, receive, and relate to money.

Who created I Heart Money 2.0?

I Heart Money 2.0 was created by Emily Williams, founder of I Heart My Life and a certified coach through the Divine Living Coaching Academy. Williams built a seven-figure coaching business from scratch in under 18 months, is the author of the Hay House-published book I Heart My Life, and has been featured in Forbes, Entrepreneur, and Business Insider.

What is included in I Heart Money 2.0?

The program includes 18 video lessons totaling 8 hours 29 minutes and 47 seconds, 17 audio companion tracks, 28 downloadable PDFs, 9 module workbooks (Module 0 through Module 8), practical tools including the Wealthy Woman Pricing Calculator spreadsheet and the Receiving & Celebration Tracker, and a 4-part bonus video series (Money Method That Sells, totaling over 3.5 additional hours of video). Total content size is 2.41 GB.

Who is I Heart Money 2.0 best suited for?

I Heart Money 2.0 is best suited for women who have already tried surface-level money affirmations or mindset content without sustained results and are ready for deeper identity-level work. It is particularly well-matched for female entrepreneurs and coaches who experience pricing anxiety or income ceilings, and for professional women who earn well but feel chronic financial anxiety or avoidance that strategies alone have not resolved.

What will I learn in I Heart Money 2.0?

Students learn how to identify and shift their position in the 4-phase I Heart Money Framework; how to regulate their nervous system's response to money using techniques from the dedicated Nervous System Training sessions; how to replace automatic scarcity behaviors using the Stopping Strategies → Abundant Self Responses method; how to use the Wealthy Woman Pricing + Confidence Calculator to price services from a place of confidence; and how to generate income through aligned offers using the Money Method That Sells bonus series.

What format is I Heart Money 2.0 delivered in?

I Heart Money 2.0 is delivered as a self-paced digital course. It includes 18 video lessons (8h 29m 47s of video, 1.91 GB), 17 audio files (507.46 MB) as audio companions to the module content, 9 module workbooks in document format, 28 PDF files, 2 spreadsheet tools, and subtitle files for the core lessons. Total course size is 2.41 GB across 84 files.

Does I Heart Money 2.0 include any bonus materials?

Yes. The course includes four documented bonuses: the Money Method That Sells 4-part video series (over 3.5 hours of additional video content), the Aligned Money Conversations Swipe File, the Money Mindset ChatGPT Prompt Pack, and the Rapid Rewire Swipe File. A Wealthy Woman Pricing + Confidence Calculator document and the accompanying spreadsheet are also included as practical tools.

What is Emily Williams known for?

Emily Williams is known as the founder of I Heart My Life, a personal development brand and coaching company she built to seven figures in under 18 months starting from $442 in revenue in her first month of business. She is the author of I Heart My Life published by Hay House, host of the I Heart My Life Show podcast, and has been featured in Forbes, Entrepreneur, Money, Business Insider, and Success Magazine.